Does anyone have a good recommendation for travel insurance that will cover paddling up to grade 5? We've tried 1cover, STA, Mike Henry, NZAC and a bunch of others, none of whom will do it. STA will cover us up to grade 4, which is all we're likely to paddle but it only takes a raft operator to advertise something as g5 before we're probably not covered... World Nomads will cover us but we're not too keen on some of their other exclusions. Looking into Columbus Direct. Any recommendations gratefully received!